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TheoH

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Review of the PayPal, PayPal Credit:
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Mostly brilliant, few annoyances

5
Interest rate is slightly diabolical, but if you pay it off it's fine and quite nice to use with the app which can be understood quite easily with pretty much no issues, I have run into some but nothing really major. The points system is great, slight shame the credit card points are lower but that's not really a huge deal as the reward isn't that much anyway, £10000 spent for £10 back on a credit card and £1000 spent for £10 back on the debit which is much better Reviewed on: 28th April 2026

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