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Dylan

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Review of the PayPal, PayPal Credit:

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PayPal Review

1. Easy, fast, and convenient * Approval is usually quick and it’s instantly usable online. * Works seamlessly at thousands of online retailers. 2. Interest-free offers (big selling point) * Typically 0% interest for 4 months on purchases over £99. * Great if you need to spread the cost of something expensive short-term. 3. No upfront fees * No annual fee, and you don’t need a physical card. 4. Buyer protection * You still get PayPal’s buyer protection if something goes wrong. Reviewed on: 2nd May 2026

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