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Ma Lynn

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Review of the PayPal, PayPal Credit:

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Good and easy to use, but statements could be clearer

I have had a good experience using PayPal Credit. It is easy to use, almost like a normal debit or credit card, and I find it very convenient for online payments. I also like that it is simple to transfer money abroad, which makes PayPal useful for everyday needs. One thing I think could be improved is the rewards points. In my opinion, the points are quite low, especially when it is only one point per £1, and PayPal Credit gives 1p per £10. It would be nice if customers could earn a little more. The statements are also a bit confusing. When using two cards, the transactions can appear together in one statement, which makes it harder to understand and find the right information. It would be better if PayPal made the statements clearer and easier to separate, both on the app and on the computer. Overall, I trust PayPal and appreciate the service. Thank you PayPal, and please keep up the good work. Reviewed on: 7th May 2026

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