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Jack M

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Review of the PayPal, Pay in 3:

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Conversion Rate

Paypal do not allow UK customers to link any other bank account that isn't a UK one. This means you are stuck with PayPals conversion rate which is extortionate, its almost like a way of them skimming some of your money to line their pockets. For example: If you have US dollar in your account and you want to put in your U.S Wise account to avoid hefty conversion rates, PayPal will not allow this and force you to use their conversion rate which is between a 3% - 4% markup. Reviewed on: 8th May 2026

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