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Noa

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Review of the PayPal, PayPal Credit:
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It has been really helpful

5
Since I started using PayPal many years ago I never had an issue. It helped me many time on my financial journey as well. It allowed me flexibility when purchasing and allowed me to spread costs. It has also improved my credit score! My secret is that I use it as a credit card in a way, I make sure I can afford monthly payments on anything I buy and that the items I get are strictly needed. This way I can spread my cost, afford the purchase and improve my credit score. Reviewed on: 8th May 2026

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