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Review of the PayPal, PayPal Credit:

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Dont use Paypal.

Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my credit score. After I raised a complaint about this, they retaliated by reducing my credit limit and increasing my interest rates. It’s completely unreasonable and unfair. Due to this experience, I have stopped using this company altogether. Reviewed on: 10th May 2026

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