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Stephen Crossley

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Review of the PayPal, PayPal Credit:

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Easy to use, clear on fees

I was introduced to PayPal credit after joining giff gaff for the first time having been with major networks for over a decade. I was worried about taking a line of credit for a new phone from an unfamiliar source but have used PayPal historically for eBay and the like so felt it was worth trying. I find it very easy to use, very clear on fees and interest and payments are easy to make via the PayPal app with reminder emails being sent out which work perfectly to help me remember to make my payment that month. Reviewed on: 11th May 2026

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