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Review of the Vanquis, Credit builder credit card:

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Great credit builder card.

The interest rates are high. I appreciate that its a credit builder card, so I am glad that I am able to use the credit available. I feel like my minimum payments do not make much of a difference each month due to the interest thats taken off my payments. Although the care team are very good at helping customers like myself understand the value of making additional payments each month to avoid persistent debt problems occurring. Reviewed on: 20th May 2026

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