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Faisal A

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Review of the PayPal, Pay in 3:

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PayPal’s Pay in 3 is great

PayPal’s Pay in 3 is great, but the new PayPal+ debit card scheme is the real winner. The base rewards are incredible, making it my go-to card. I just wish it had the flexibility of Klarna or Monzo Flex, letting me turn any transaction over £50 into a Pay in 3 split retroactively. However, the fantastic reward value is more important and easily outweighs that single missing feature right now. Reviewed on: 5th June 2026

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