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Hana

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Review of the PayPal, PayPal Credit:

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PayPal credit - 10/10

PayPal credit has been useful to have, especially with larger purchases. It has multiple payment options which is helpful, you can either pay in instalments over a number of months, this is a great option as the timeframes on offer are very flexible, you can pay over 3-48 months! Definitely helps to make those big purchases more affordable. Also has the option to use your available credit, interest free if you pay within 4 months. After that you pay interest but, interest rates are affordable. It has been very easy to navigate and use - you are able to view available and used credit, instalment plans, upcoming payments and make early payments all very easily on the website/app. 10/10, would recommend. Reviewed on: 11th June 2026

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