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Chris

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Review of the PayPal, PayPal Credit:

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Overarchingly positive.

Mainly positive. Easy to set up, decent interest rates, although I've never needed to go into the interest paying period. The best aspect is they appear to provide a longer interest free period for larger priced items, which allows for them to be paid off in full before it kicks in. The worst experience I've had was attempting to get in touch with the customer service, which took a while. But as soon as I was speaking with a human, they helped me to solve the problem quickly and efficiently. Reviewed on: 12th June 2026

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