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KJL

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Review of the PayPal, PayPal Credit:
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Simple process

5
I use PayPal regularly for online purchases and was offered a credit card presumably, due to that history.. I do not use credit cards as a rule but the apr on this card didn’t look out of step with other major suppliers, the initial credit limit was reasonable & 4 month interest free repayments on purchases >£99 made it appealing. The application process was very simple and speedy. Reviewed on: 13th June 2026

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