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Phzin

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Review of the PayPal, PayPal Credit:

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I love PayPal's features

I've been a PayPal customer for decades and think it's really reliable and feature full, specially with PayPal Credit and Pay in 3 which provide me great flexibility. The only place where I think PayPal credit could improve is if it provided us with an ability to amend recent payments to say PayPal Pay in 3 or PayPal credit. For example if I make a bid on eBay or something, it uses PayPal but won't let me pick which payment method I want. This is the only thing I would consider a drawback amongst PayPal's features and flexibility in how I want to pay. It also helps me make purchases abroad where they may not accept an international address which can lead to AVS declines and therefore transaction may be denied by vendors who want to be careful and just causes a mess, which PayPal helps prevent. Reviewed on: 8th July 2026

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