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Luke Cross

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Review of the PayPal, PayPal Credit:

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An excellent 1 1/2 years into using PayPal credit.

I have started using PayPal credit for the last year and a half. I have had no problems with anything when it comes to payments and paying back. Everything is highly efficient. Payment reminders are on point and essential. And very helpful with breakdowns of use. As someone that’s scared of credit cards. This one has been no hassle at all. Reviewed on: 9th July 2026

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