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Review of the PayPal, PayPal Credit:

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A little too handy to have!

Available at loads of different checkouts and handy to have. The app is good so it’s easy to pay off too. My only change would be that there’s no way to differentiate the different “pay off x by y date and pay no interest” so you end up missing the amount as it goes towards a different amount. Reviewed on: 26th May 2025

Review of the Zopa, Personal loan:

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Easy to apply and lay

Came back to me after another company was “closed” when I tried to apply. Turned out to be a good thing because they were super easy to use and the app is helpful! Reviewed on: 17th February 2021

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