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All reviews (5)

Review of the Trading 212, Cash ISA:

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Flexible Cash ISA with a very competitive rate

A great Flexible Cash ISA with a very competitive rate. If you also hold a Stocks ISA you can quickly move balances between each other without requiring to submit an ISA transfer (this may change in tax year 2027/28). The mobile app is very easy to use, although some UX could be improved (charts and time ranges). The web/desktop app offers the same UX as the mobile app. Although the customer service is only available on chat and email, they are quite fast in providing an initial response (below 2 hours for most cases). For complex issues, especially for ISA transfers, customer service requests usually need escalation but you normally get a comprehensive response within 1 business day - on average, this is faster than other more established UK banks or building societies when contacted over secure message. Reviewed on: 8th April 2026

Review of the Trading 212, Investment Accounts:

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Multi-currency account with very low fees

It has a multi-currency account where you can receive, send and hold balances in several currencies, earn competitive interest in some of them, and save on FX fees if you choose to keep sale proceedings in the investment currency. The FX fee is the only fee they charge and it is very competitive, one of the lowest in the market. The mobile app is very comprehensive and useful, although some UX could be improved (charts and time ranges). The web/desktop app offers the same UX as the mobile app with also an advanced view, useful for more experienced traders. Although the customer service is only available on chat and email, they are quite fast in providing an initial response (below 2 hours for most cases). For complex issues, especially for investment transfers, customer service requests usually need escalation but you normally get a comprehensive response within 1 business day - on average, this is faster than other more established UK platforms when contacted over secure message. You can also get a debit card (physical, virtual or single-use virtual), where you can spend part of your balance with 0% FX fees and earn very competitive cashback. Reviewed on: 8th April 2026

Review of the Trading 212, Stocks and Shares ISA:

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Flexible Stocks and Shares ISA with very low fees

One of the few Flexible Stocks and Shares ISA in the market. If you also hold a Cash ISA you can quickly move balances between each other without requiring to submit an ISA transfer (this may change in tax year 2027/28). The FX fee is the only fee they charge and it is very competitive, one of the lowest in the market. The mobile app is very comprehensive and useful, although some UX could be improved (graphs and time ranges). The web/desktop app offers the same UX as the mobile app with also an advanced view, useful for more experienced traders. Although the customer service is only available on chat and email, they are quite fast in providing an initial response (below 2 hours for most cases). For complex issues, especially for ISA transfers, customer service requests usually need escalation but you normally get a comprehensive response within 1 business day - on average, this is faster than other more established UK platforms when contacted over secure message. Reviewed on: 8th April 2026

Review of the Crowd2Fund, Peer to Business Lending:

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Great smart platform

You can pick and choose what small businesses you invest in. Businesses can engage with investors by providing rewards and establishing a closer relationship. There is a secondary market that provides liquidity to investors and the potential of fast diversification to new investors. There is a feature to reinvest repayments and another to set up a regular direct debit. It is a great platform! Reviewed on: 16th February 2022

Review of the Crowd2Fund, Peer to Business Lending:

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Great smart platform

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