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Review of the Monzo, Current account:

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Best in all aspects that matter to me

User experience: the app is great, gives me all the spending details and budgeting tools I need. Customer support: prompt help over live chat any time. Fees: low or no fees when it comes to ATM use abroad, no predatory currency exchange rates. Security: the ease of use increases security by a huge margin, no need to come up with a 7 digit number-only PIN code or 8-10 character password that is inevitably gets forgotten or written down somewhere due to the overspecified requirements which opens up a vector for attackers via frequent forgotten details or trivial passwords. I only wish they made the joint accounts on par with individual accounts in terms of features, but I hope that happens at some point. Reviewed on: 13th April 2021

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