Smart Money People Logo
User profile avatar

Viewing profile for,

Adcham

7

Total reviews written

0

Helpful marks given to their reviews

26

Times reviews seen

All reviews (7)
Review of the Insurancewith, Travel insurance:
View on product page

No automatic referrals when the computer says No

4
Insurancewith is great for people with cancer but you can add one small item and the “computer will say ‘No’ “ and the box tickers do not have the expertise or capability to overrule it. Rejections should be automatically referred to an experienced assessor. Reviewed on: 12th October 2025
Review of the Insurancewith, Travel insurance:
View on product page

"The Computer Says 'No' "

5
Initial contact is with a box ticker who just says "The Computer Says 'No' " and that's it as far as they are concerned. Refusals need to be then referred to qualified assessors to understand the real risk. Reviewed on: 26th September 2025
Review of the Insurancewith, Travel insurance:
View on product page

Box-ticking results in Computer Say No

5
Junior staff entered my ailments into their computer, resulting in “The Computer Says ’No’ “. I appealed to the Head Office who thankfully overruled them, but it is SO hard to speak to anyone senior enough to make a balanced decision ! Reviewed on: 11th September 2025
Review of the Insurancewith, Travel insurance:
View on product page

The Computer said NO but HO said YES

5
Insurancewith initially turned me down for travel insurance because I added one too many health issues. However, I sent the Head office a letter from my oncologist stating that I had a long life expectancy and they agreed to access me. There needs to be a review by the Head Office when customers are turned down just because “the computer says ‘No’ “. Reviewed on: 17th July 2025
Review of the Total Landlord, Landlord Insurance:
View on product page

Could make exclusions clearer when selling

4
I like Total Landlord Insurance but feel they could make, like rodent damage, clearer when selling their products. Reviewed on: 8th August 2024

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people