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Vincent Steadman

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Review of the Zopa, Personal loan:

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Easy to setup. Fairly fast decisions and payment.

First time taking out such a loan and have to say it was pretty easy to do via their website. No problems setting amounts, uploading documentation, etc., and reasonable amount of flexibility in their customisation of payment times, length of loan, etc. Also fairly honest in terms of the rate they advertise being available to you when you apply - other banks advertise low and then up the rate even if you have decent credit rating but it's under their required threshold of 'amazing'. Would recommend to look into if you need a loan. Reviewed on: 4th January 2018

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