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Review of the Monzo, Current account:

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Banking. Made Simple.

With a plethora of features that take traditional banking to the next level, Monzo is by far the best mainstream bank that gives you the functionality to make banking simple. From the ability to sort your salary into separate acccounts and have payments and Direct Debits be paid from them, to being able to easily split a purchase into three 0% payments - Monzo just makes it easy to do what you want with your money when you want. The major drawback is putting Open Banking functionality behind a paywall. Many traditional banks are now allowing you to see other bank accounts within their application for free but Monzo does insist this is a Plus/Premium exclusive feature. Reviewed on: 16th January 2024

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