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Rosie M

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Review of the Monzo, Current account:

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Helping a solo mum manage spening and saving

I have used Monzo for several years and made the switch to using it as my main bank account around 2 years ago. By being able to use pots, vitual cards, and real time tracking of my spending I have managed to get a real grip on my spending (and more importantly saving!), which as a solo mother, has been invaluable for me. I use pots to put money aside both weekly and monthly for big expenses, like birthdays, christmas, car MOT/Tax/insurance, etc.. I use other pots and linked virtual cards to set aside money for ALL of my bills plus all of my grocery shopping, and then I can easily see what money I have left to do fun things for myself or with my family. I love that I can essentially do cash stuffing, without the hassle of cash... I round up every transaction into my savings pot, plus I do the 1p challenge and the 52 week challenge. Every month once I have paid for all bills and shopping, any remaining money gets moved into a 'bonus' pot, which I can use for guilt free treats. I check the Monzo app several times a day, and am aware of my balance and spending in a way I have NEVER been before. 10/10 would recommend! Reviewed on: 7th March 2024

Review of the Monzo, Current account:

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I have used Monzo for years as a way of squirreling...

I have used Monzo for years as a way of squirreling away money. I made it my main back account around 18 months ago so I could take better control of my spending and more importantly my savings. I use regular pots and savings pots for a variety of different things.. I have a pot for my sons nursery fees, pots for all my other bill, groceries, birthday and Christmas sinking funds.. I've set up a savings pot for my son, and one for myself. I track where my money is going and am wasting far less Reviewed on: 18th January 2024

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