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Review of the Vanquis, Credit builder credit card:

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Ridiculously high APR. Avoid!!!

Apr has increased to a ridiculous amount 46.40 heading towards loan shark rates so this means I am now extremely reluctant to use the card at all. I have now paid off full balance and will only use this card in the most dire emergency and only as a last resort. Unfortunately Vanquis has increased cost to use the card to such a high level that I would tell people to avoid it at all costs as there are much cheaper cards available. Reviewed on: 3rd May 2024

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