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Daniel C

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Review of the PayPal, PayPal Credit:
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Excellent customer service but be wary of payments

2
The customer agents are excellent but the application of payments leaves alot to be desired. Often we've found they will credit payments against 0% offers, leaving the high interest ones to accrue even more interest. They don't seem to follow logic even if the 0% debt is newer, or on a monthly repayment schedule over x months. It all feels a bit underhand really. If you call they can normally reallocate a payment, but you shouldn't have to call. Basically, if you have something on a 0% offer, it's safest not to use PayPal credit for anything else until it's paid up. Reviewed on: 24th May 2024
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Daniel C
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