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Emma J

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Review of the PayPal, PayPal Credit:

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Question of ethics

Probably as ethical as a money lender can be. I would maybe set more prompts to remind of payments to avoid fees but to be honest they are better than a lot of other providers already. Only downside is you are unable to reduce your borrowing limit or close the credit account with closing your entire account(unless I am not seeing the close credit option). I’m sure this may have put people in precarious situations. Reviewed on: 27th May 2024

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