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ilovebeans

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Review of the PayPal, Pay in 3:
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Responsible short-term lender!

5
What I like most is that I feel more in control of my spending with PayPal Pay-in-3 than I did with other companies who provide pay-in-instalment options. I felt quickly out of my depth with other providers who appealed to my impulsive nature and lured me into debt that quickly escalated and could have easily become uncontrollable; they tempted me by increasing my spending limit beyond true affordability, and allowed me to pay off my instalments with a credit card, thus paying debt with debt. PayPal however will only accept debit card payments and so this helps me to keep my debt manageable and to feel like my financial security is valued. I have paid off and closed my accounts with other short-term lenders now because they made me feel like I was trapped in a cycle of debt, but I have kept PayPal Pay-in-3 because I feel PayPal prompt more considered spending and I feel safer and more in control. Reviewed on: 28th May 2024

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