Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 405 reviews, last reviewed 6th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great investment terms. Easy to use, great investment terms. Still testing Reviewed on: 6th August 2025
Oscar G's avatar
Oscar G

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Prosper Investment accounts reviews (405)

Very happy with Prosper

5
I have been with Prosper for over a year and am very pleased. App is good and how can you beat the current fee refunds. They are adding more funds and products and respond constructively to feedback. Reviewed on: 26th March 2025

Good bank to deal with with incentive but slightly l...

4
Good bank to deal with with incentive but slightly less rates Reviewed on: 26th March 2025

Great brokerage

5
Great brokerage with ETFS that are unavailable with other brokers. Would highly recommend! Reviewed on: 25th March 2025

Simple interface, great rates all in one place.

5
Simple interface, great rates all in one place. Ideal for our requirements. Reviewed on: 24th March 2025

Fantastic customer service alongside a free platform

5
Good selection of funds, some of them effectively free (since the fund fee is refunded), with a free platform to boot. Platform is easy to use and it really stands by its promise to make fees transparent and clear, with explanations every step of the way. Another massive distinguishing feature is the brilliant customer service. My queries are dealt with quickly, immediately by the bot but then almost as quickly, by a real person. For more complex queries, I was also able to speak with someone at length, over the phone, with no annoying machine or options to press. Just incredible service and differs so much from the other banks and investment platforms I’ve used. Reviewed on: 24th March 2025

easy, intuitive, customer centric

5
easy, intuitive, customer centric Reviewed on: 24th March 2025

Easy to log in and use.

5
Easy to log in and use. Clear dashboard Reviewed on: 24th March 2025

From a first-timer.

5
I found setting up an account very straightforward. With FSCA protection, I always feel that my money is safe. Daily interest updates are very useful. Good reviews provide further reassurances. Reviewed on: 24th March 2025

Prosper-what a great find!

5
To have all my investment accounts in one place is great. So much easier to keep track of. They also offer great deals as well as a super boost interest rate on some products. Reviewed on: 24th March 2025

Probably the cheapest ISA, SIPP and GIAs in the UK.

5
Probably the cheapest ISA, SIPP and general investment provider in the UK. Great, first and easy-to-use app. Reviewed on: 24th March 2025

Do you have a different Prosper product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Prosper?

  • Pension

    from Prosper 5.00 from 1 reviews
    Prosper
  • Cash savings

    from Prosper 4.75 from 4 reviews
    Prosper
  • Stocks and shares ISA

    from Prosper 4.75 from 4 reviews
    Prosper
    View all products