Smart Money People Logo

Prosper: Investment accounts reviews

4.79
Based on 405 reviews, last reviewed 6th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great investment terms. Easy to use, great investment terms. Still testing Reviewed on: 6th August 2025
Oscar G's avatar
Oscar G

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Review Prosper: Investment accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Prosper Investment accounts reviews (405)

First time investing - finding it easy so far

5
First time investing - finding it easy so far Reviewed on: 19th April 2025

Interest was the highest at the time of investing

5
Interest was the highest at the time of investing Reviewed on: 19th April 2025

Switched to Prosper after Vanguard fee increase

5
Switched to Prosper after Vanguard announced their new charges which would have a wiped my returns out being a small investor. I was unsure at first as I hadn’t heard of them but I needn’t have been. Signing up and selecting my investments couldn’t have been easier. I’ll be sticking with them for the foreseeable future and will recommend to my friends and family. Reviewed on: 19th April 2025

Great Service, Great investment company

5
Easy to use App, very helpful customer service, good choice of investment. Reviewed on: 19th April 2025

Great service and superb partners

5
Great service and superb partners Reviewed on: 19th April 2025

Wonderful product.

3
Wonderful product. Lots to choose from Reviewed on: 19th April 2025

Very easy to use app - making payments via open bank...

5
Very easy to use app - making payments via open banking is simple and fast and buying and selling is quick too. The simplicity, choice and low fees made moving ISA from Nutmeg a no brainer. In the long run the low fees have a big impact and that make Prosper a must use wealth management app. Reviewed on: 19th April 2025

Rarely used it.

3
Rarely used it. Seems open to use conveniently. if I had more funds I’d use it more. Reviewed on: 19th April 2025

Straight forward and easy to navigate website.

5
Straight forward and easy to navigate website. Market-leading savings rates. Simple to deposit funds and equally simple to withdraw them. Communication is also excellent. Reviewed on: 19th April 2025

Positive

4
Positive. Easy to use. Used cash products so far, yet to use investments. Reviewed on: 19th April 2025

Do you have a different Prosper product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Prosper?

  • Pension

    from Prosper 5.00 from 1 reviews
    Prosper
  • Cash savings

    from Prosper 4.75 from 4 reviews
    Prosper
  • Stocks and shares ISA

    from Prosper 4.75 from 4 reviews
    Prosper
    View all products