Smart Money People Logo

Raisin: Savings reviews

4.85
Based on 5,225 reviews, last reviewed 2nd Mar 2026
204800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates for easy access and fixed term sav... Competitive rates for easy access and fixed term savings. There is a day delay to pull money back to your intermediate account though. Reviewed on: 2nd March 2026
Nick's avatar
Nick

Latest lowest rating:

2

Good interest rates but a crappy platform Servicing takes too long. I suspect they’re sitting on my funds and earning interest on them rather than immediately adding them to my account. The ap... Read more Reviewed on: 1st March 2026
David B's avatar
David B

About this product

Using the Raisin app, you can set up and manage your savings.

You can view and compare savings accounts from more than 30 partner banks and building societies. The app also enables you to apply for new accounts, be the first to hear about rate changes and see your renewal options for saving accounts.

Raisin app reviews help you find out what it’s really like to be a customer. If you’ve used Raisin before, you can also leave a review and share your experience.

Review Raisin: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Raisin Savings reviews (5225)

Quick and easy set-up, rapid response to queries and excellent rates.

5
Found it really easy to set up my raisin account, the query I had was answered very quickly and enabled me to obtain a market leading rate before it vanished! Would definitely recommend to anyone. Reviewed on: 21st March 2021

Professional Service

5
I opened a fixed term account last year with Raisin. The process was very smooth and efficient. I would highly recommend Raisin! Reviewed on: 21st March 2021

Fixed rate bonds.

5
Extremely happy with my fixed rate bonds. Previously Santander were paying 1.5% up to 20K in their current account last year. They then dropped their interest rates twice in 2020. I decided to buy two fixed rate bonds, one for two years, the other for three. They are earning 1.66% and 1.75% respectively. I have converted my current account to a Santander Lite account, still get a cashback on certain bills for only a £2 monthly fee. I have also opened a deposit with RCI bank that currently earns 0.4% interest,(previously 1% when opened) with instant access, it is linked to my Santander current account. Withdrawals are credited to my current account the next day. The fixed rate bonds are very good if one doesn't need immediate access. Even at today's rates they are okay, as long as inflation remains low. Reviewed on: 21st March 2021

Its the best

5
Its easy, its safe, benefits all users. Reviewed on: 21st March 2021

Market Leading Rates

5
Rasin has market leading fix term rates. Reviewed on: 21st March 2021

Fantastic platform

4
I’ve had a great experience with Raisin - competitive interest rates, easy to use platform, and even rewarded me for encouraging friends and family to join. The name is memorable too! Reviewed on: 21st March 2021

Great secure rates

5
Market leading rates year on year, I am very happy my money is safe and working hard for my future. I would definitely recommend Rasin savings to friends and family. Reviewed on: 21st March 2021

Great rates in a tough market

5
The company offer great interest rates in a difficult market and give excellent customer service Reviewed on: 21st March 2021

Very easy to find the right savings plan

5
I have found the website very easy to navigate and find the right savings plan to invest in. It is laid out in a straight forward way with no silly jargon to confuse the consumer. You can see your savings plans under one dashboard including any bonus initiatives awarded. Reviewed on: 21st March 2021

Good search facility

4
Raisin have a brilliant search function to try and help you find the best deals in the market. Reviewed on: 16th March 2021

Review Raisin: Savings now

Help others make smarter decisions by sharing your own experience. Write a review