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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Easy to manage loan

5
Quick an easy approval for loan with easy management an repayments. Reviewed on: 5th April 2023

Brilliant company

5
Easy from start to finish!! Interest was the lowest on the market! Couldn't recommend more :-) Reviewed on: 5th April 2023

Instant Loan

5
I applied for a loan and I was instantly approved and got my funds very quickly. I would definitely use RateSetter in the future and also recommend to family and friends. Reviewed on: 5th April 2023

Excellent

5
Great experience from applying to finalizing my loan Reviewed on: 5th April 2023

Great loans

5
Great company no hassle loans would definitely recommend to others wii use again in the future Reviewed on: 5th April 2023

Help when needed

5
Fantastic service fast and efficient helped when I really needed it Reviewed on: 5th April 2023

Great company

5
Rate setter is by far the best loan company I have dealt with....Great rates, easily manageable over all Great service Reviewed on: 5th April 2023

Excellent

5
They were very quick with there decision, very professional Website easy for non technical customers Good APR Reviewed on: 5th April 2023

No nonsense.

5
Great to deal with, you get what you want, everything is clear and at arms reach. Great service. Reviewed on: 5th April 2023

Best loan company

5
Very efficient and excellent rates Reviewed on: 5th April 2023

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