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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Loan

5
Very professional and extremely helpful company, I got a loan nearly 2 years ago with them Reviewed on: 5th April 2023

Straight forward lending with excellent customer service

5
Loan process was straight forward and the support from application to money in the bank was smooth quick and stress free. Would recommend to anyone considering getting a loan! Reviewed on: 5th April 2023

Unbeatable rates

5
I conducted a search as I needed a loan for a deposit to house my family. This company provided me with that loan with a decent affordable payment plan.The loan application was very easy and the funds were instant.The interest is very reasonable and I would definitely approach again should I need financial help in the future. Reviewed on: 5th April 2023

Fantastic rate

5
I got a laon from RateSetter with a fantastic rate. The application process was easy and my application was approved within 2-3 days after submission. I highly recommended RateSetter. Reviewed on: 5th April 2023

Best loan ever

5
I used rate setter to help me cope with some debts I had accumulated. Quick and easy they came to the rescue! Reviewed on: 5th April 2023

Loans

5
Simple to apply affordable loans. The way every company should work Reviewed on: 5th April 2023

Magnificent

5
No trouble at all, brilliant up to date and excellent Reviewed on: 5th April 2023

Quick, easy

4
Pre approved money sent within time frame said Great customer services Reviewed on: 5th April 2023

Loans

5
Is a verry good company, and i am happy Reviewed on: 5th April 2023

Loan

5
Quick and transparent, nice staff Reviewed on: 5th April 2023

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