Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

View other RateSetter products

4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

The best

Best rates and very easy application process.No complications at all. Keep up the great work. Reviewed on: 27th March 2023

Great company

easy application to make and quick service Reviewed on: 27th March 2023

Amazing loan provider

Fare loan provider who does things exactly as promised. Fare policies and excellent interest rates considering the inflation nowadays! Highly recommend Ratesetter if you need a loan! They are very fast with providing you with the money. Reviewed on: 26th March 2023

Awesome Company

Excellent company. Straightforward application process and super quick payment. Highly recommended to all. Reviewed on: 26th March 2023

Life saver

Great service, helped me sort my finances out! Would recommened to friends and family. Reviewed on: 26th March 2023

Fantastic Service when you need it most!

The loan application service was simple and easy to understand. The customer service were on hand throughout and it was easy to obtain an early settlement figure. Great service. Reviewed on: 26th March 2023

Best loan provider

Application process was straight forward and money was in my account next day. Reviewed on: 26th March 2023

Great company to work.with

Slick quick loan with support if required Reviewed on: 25th March 2023

A1 loans

Easy to apply and quick decision and payment. No messing. Reviewed on: 24th March 2023

Easy straight forward process

Uncomplicated application process with quick turnaround times. Thank you Reviewed on: 24th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Unsecured loans
from East Kilbride Credit Union 4.98 from 92 reviews
Personal Loan
from Novuna Personal Finance 4.89 from 359 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.80 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.96 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub