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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

All ok

5
Verry good service and quick ! Good for me Reviewed on: 1st April 2023

Best ever

5
What a great company! So glad I had found them, others just didn’t compare one bit to the service and help I received from ratesetter. Thank you so much! Reviewed on: 1st April 2023

Stress free loan provider.

5
Fast transfer of the loan payment into your bank account. Affordable loan repayment set up each month. Easy to log on to your account and view your statement. Great service and hassle free company. Would definitely go with Ratesetter again. Reviewed on: 1st April 2023

Excellent

5
Extremely easy to use with all explanations easily inderstood.. Their decision was given very quickly. Thankyou. Reviewed on: 1st April 2023

Great company!

5
Lovely website and smooth application Reviewed on: 31st March 2023

Best service, on time

5
I will recommend to my family and friends for this service, i am very happy with this service. Reviewed on: 30th March 2023

Incredible APR / easy to setup

5
Decent company to work with, funds cleared after a day and unbeatable APR. What's not to like... Reviewed on: 30th March 2023

Superb in Every Way !

5
Fantastic interest rate at time of application and easy to manage online portal. Reviewed on: 28th March 2023

Great Liam company

5
Very quick to apply and the application was reviewed very quickly. Would definitely recommend. Reviewed on: 28th March 2023

Quick and simple

5
I found it super easy to apply, everything was in simple and friendly terms that I understood and they offered a really good rate. Have never had any problems at all! Reviewed on: 28th March 2023

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