Write a review

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

View other RateSetter products

4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

fair interest rate

Fair interest rate, easy to deal with, fast response Reviewed on: 12th March 2023

Excellent.

Very quick process,Funds in my bank next day. Very happy customer. If i need another loan,Ratesetter will be my first choice. Reviewed on: 12th March 2023

Great service

Easy, fast and reliable, low interest rates. Reviewed on: 12th March 2023

Just amazing

Me and my family go to lender so helpfull and low rate every thing is amazing about the Reviewed on: 12th March 2023

Fast and easy

It was nice to have money in my account on that day . Also I had low interest and not very good credit score Reviewed on: 12th March 2023

Life-savers

I was over the moon when my application was accepted, as I was in a urgent situation and needed the money. My loan was approved immediately upon applying through Clearscore and within days my loan was payed into my bank account, without any delays. I am forever grateful for RateSetter, their service has helped change my life! Highly recommended. Reviewed on: 12th March 2023

Easy and efficient

Needed to consolidate some debt into a single loan payment. Got the online quote from moneysupermarket, went to Ratesetter website as pre-approved, application complete in 5 min, money into account the next and all set. I can see the account status online and can make extra payments as well. Can’t be happier! Reviewed on: 11th March 2023

Excellent finance provider

A fast, hassle free experience, highly recommended! Reviewed on: 11th March 2023

Loan

Fast decision and I to my account the next day ! No problems since and I have been paying my monthly payments for a year now . Reviewed on: 11th March 2023

Best rate with no hassle.

Very competitive rate and easy process. Reviewed on: 11th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Vanquis 4.92 from 1253 reviews
Personal Loan
from Novuna Personal Finance 4.89 from 359 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.80 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.96 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub