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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick acceptance

Easy process from start to finish Reviewed on: 10th March 2023

Rates enter is the BEST loan provider I have come across. Interest rates are affordable and relatively low.

Good customer service. Prompt and professional. Reviewed on: 10th March 2023

First class service

It’s just easy from start to finish, great communication, quick access to funds. Reviewed on: 10th March 2023

excelent

the best finance company i recommend Reviewed on: 10th March 2023

Easy and not expensive

I had a Good experience with Ratesetter. Easy to get a loan and also you can manage your loan online. Superb. Reviewed on: 10th March 2023

Easy money management

Rate setter offers good rates and it's easy to vie where your at with paying off your loan. They do add on the interest to the whole loan value so although there is no early repayment amount, this means they can keep their interest rates low. You can also pay off extra whenever your able to bring down the term of the loan which I love. Reviewed on: 10th March 2023

Easy to apply, fast and friendly service

I have used ratesetter loans for a while now and I am happy to keep using this company they are always happy to help Reviewed on: 10th March 2023

Easy

I have used RateSetter a for more than one loan, I can honestly say the process for my loans was very easy and straightforward, The loan was in my bank fast and has helped me out a lot, repaying my loans with interest to be fair was not a ridiculous amount, was well within my means, I have and would highly recommend this company. Reviewed on: 10th March 2023

Outstanding service

Since joining rate setter I have found their service to be second to none. Excellent communication, easy to apply, keep updates and most importantly hassel free. Reviewed on: 10th March 2023

Extended Dreams

Quick, Professional, Top Experience No more to Say Join and keep your Dream Reviewed on: 10th March 2023

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