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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

The money was there in an instant

Great company to loan of they money was there instant if you have had a loan with them before the process is even quicker great rates aswell thanks ratesetter Reviewed on: 10th March 2023

Best apr

Best apr , quick approve , I’ll definitely come back for another loan Reviewed on: 10th March 2023

Quality service

Very fast and reliable. Interest rate is also decent. Reviewed on: 10th March 2023

Best experience ever

Very easy and quick process, the entire application took less than 10 min and a decision was made almost instantly. Highly recommend. Reviewed on: 10th March 2023

Quick, Secure, Value for Money - Perfect!

The application process was quick - I had an answer in minutes. Reviewed on: 10th March 2023

RateSetter honour all their offerings as they set out to do

My Personal Loan enquiry was dealt with quickly and accurately and the money was placed into my Bank Account within 24 Hours as per their offering, after reading my request and accepting to lend me money Reviewed on: 10th March 2023

Easy process

This is the most straight forward and easy process, no faff or fuss, just a few questions then for me, a yes, and all my debts were consolidated into one payment making it easy to manage and at an excellent rate Reviewed on: 10th March 2023

Quick and easy loan application

The loan application was quick and easy. You can manage you loan with the RateSetter online app which easy to use and not overly complicated. If your looking for a loan I highly recommend RateSetter without question. Reviewed on: 10th March 2023

Great

Unreal service would highly recommend to my friends and family Reviewed on: 10th March 2023

Lending could not be easier

I chose ratesetter for the low apr offered however I will bring my business to them again and again. Their systems and processes are streamlined offering a zero hassle service Reviewed on: 10th March 2023

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