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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Excellent Service

Great service, very easy process and quick application Reviewed on: 10th March 2023

Great company

Easy application, great company and really good rates of interest Reviewed on: 10th March 2023

No fuss loans

Approved in minutes, what's not to love Reviewed on: 10th March 2023

Fast loan and low interests

Straight forward and easy to use and understand if it’s your first time loan. Also low interests Reviewed on: 10th March 2023

Quick, simple and highly competitive

This was the most simple loan I've ever arranged. Following a very straightforward application, I was offered a product within a day. A day later I had the funds available. The lending rate is surprisingly low too. Fully recommended. Reviewed on: 10th March 2023

Excellent service!

Fast easy response and good communication and great service and easy to keep updated on the web with your own account, much better than some high street banks I’d used previously Reviewed on: 10th March 2023

Excellent service

I applied for a loan and within hours i had the money in my bank This company was so easy to deal with i would definitley recomend them Reviewed on: 10th March 2023

A1

Ratesetter was a fast and helpful service which I will use again and have definitely told my family and friends about Reviewed on: 10th March 2023

Best loan provider

Best and reliable loan provider Reviewed on: 10th March 2023

Easy and straightforward

Quick and easy to be accepted. Online portal clear and concise. Would use again. Reviewed on: 10th March 2023

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