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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Best rate I ever got on a loan

Did an application on line to see if I was going to be successful. Next day money was in my bank. Great experience Reviewed on: 10th March 2023

Great value

Was easy to set up great rates and value highly recommended Reviewed on: 10th March 2023

Affordable

Hassle free, easy application and yes affordable Reviewed on: 10th March 2023

Fantastic service

Quick approval, great rate and fantastic service, what more would you want? Reviewed on: 10th March 2023

Excellent rates, Easy Application

When I was shopping around Rate Setter had the best rate for me, the application was soo easy to do and the account page gives you all the information you need Reviewed on: 10th March 2023

Brilliant service

Absolutely brilliant service from start to finish. Will definitely use again and recommend to people Reviewed on: 10th March 2023

LOANS made easy

When you need abit extra look no further ,ratesetter give you not only great loan rates but the account is easy to view ,over pay ,follow duration and even get more funds if necessary. WHY don't all banks play as fair ?? Reviewed on: 10th March 2023

Best loan overall

Best loan rate super quick Best loan so far in my life. Reviewed on: 10th March 2023

Money when you need it

Quick and easy way to get cash,when you need it that makes your life less stressful, Reviewed on: 10th March 2023

No fuss. Quick & Simple.

Couldn’t have been easier to apply. Straight forward. Money in my account with no fuss and suitable monthly repayments. Reviewed on: 10th March 2023

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