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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Excellent Loan Provider

It was very easy when I was applying for the loan Reviewed on: 10th March 2023

Tey do exactly as they say

Very good rates, vast process, full account control with no extra fees when you pay more or clear the loan faster. Reviewed on: 10th March 2023

Fast ans arrordable

Quick, easy and low interest rates. Money in account the next day. Great customer support. Reviewed on: 10th March 2023

Personal loan

I had a loan with Ratesetter personal loan the process was very quick they just ask my bank to put the money in and bank where to get the monthly payment it real hustle free. And the handler was kind and helpful Reviewed on: 10th March 2023

The easiest financial company ive ever used

The easiest financial company ive ever dealt with in my life. My application was done online, the website easy to use and the money in my bank the same day Reviewed on: 10th March 2023

Overall great service

Great service , quick simple and easy to use. No fuss and very straight forward. I will continue recommending rate setter Reviewed on: 10th March 2023

Best loan provider

Ratesetter is second to none when it comes to hussle free loans and interest on loans, quick service and customer services. Try them to prove this yourself and I can bet you any money you will never regret you did. Reviewed on: 10th March 2023

Great service

I love how easy and simple ratesetter is to use Reviewed on: 10th March 2023

Fast and easy loan application process

It was easy and quick getting a loan from Rate Setter Reviewed on: 10th March 2023

Superb service and ease of use

I needed a loan to consolidate my finances, and after reading many customer reviews I decided to go with ratesetter. The process was very clear and easy to use and I would recommend them as a company. Reviewed on: 10th March 2023

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