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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

great rates

i was looking to buy a car - applied for a loan as Rate Setter was the lowest payments, very easy application, money in my account by the end of the day . Easy online payment to pay extra - can see payments and tracking your account us easy. Reviewed on: 10th March 2023

Best personal loan provider

Very good loan provider ever! and they don’t charge too much unlike other lenders Reviewed on: 10th March 2023

Fast reliable finance.

Accepted fast with low rate. What more can you ask. Never had any problems with them. Will use them for future finance if needed. Reviewed on: 10th March 2023

Quick and reliable

The loan i needed was given in short time,no hassle ,quick and reliable. Reviewed on: 10th March 2023

Best for ever

So easy to get loan and helpful Good customer service Just want to say big thank Reviewed on: 10th March 2023

low terms hassle free

hassle free company very excellent service Reviewed on: 10th March 2023

Fantastic lender

Very easy to work with and great rates for a loan Reviewed on: 10th March 2023

Amazing service

I’ve had two loads with this company and both have been effortless to obtain. I tried a couple of other companies before I found RateSetter but after long and lengthy processes they either declined me despite having a good credit rating or the interest rates were ridiculous! RateSetter gave me a brilliant interest rate that pretty much matched the mainstream high street banks and the whole process was extremely simple. To top it off once approved the money was in my account the next day! Reviewed on: 10th March 2023

John crowley

Best loan lender I have ever used Reviewed on: 10th March 2023

JFTM

All good thanks for the lone which I have had with you for a few years and for the low interest rate. Reviewed on: 10th March 2023

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