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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

its the best lender i met ever

5
they give a great service specially when needed funds after they did a good check Reviewed on: 17th June 2021

Excellent service

5
Excellent service and very quick decision Reviewed on: 17th June 2021

Transformed my finances

5
Enabling me to have this quick and easy loan has allowed me to manage my finances properly through clear messaging and affordable payments. Reviewed on: 17th June 2021

Top rated loans

5
Applying was fast and straight forward. Everything i needed and wanted to know was given to me clearly Reviewed on: 17th June 2021

Fabulous experience

5
Great, east access and good rates Reviewed on: 17th June 2021

Just what i needed

5
Easy to arrange and now paying it off. Reviewed on: 17th June 2021

Absolutely fantastic

5
I was really struggling to get a loan but ratesetter offered me an unbeatable loan with less Apr than any company I tried. Thank you so much Reviewed on: 17th June 2021

Excellent service

5
Excellent experience with the service regarding to loan Reviewed on: 17th June 2021

Car loan

4
Great company to have a car loan with Reviewed on: 17th June 2021

Affordable Loan

5
Easy to deal with company. The APR rates are below average. Recommend it. Reviewed on: 17th June 2021

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