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RateSetter: Loans reviews

4.93
Based on 14,022 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14022)

Very reasonable loan

5
The APR rate of the Ratesetter is considerably lower them from the most lenders. I borrowed money to start a business. With other options, the interest rates were so high that it did not make much sense to do anything and remain profitable. Ratesetter is good company to deal with, I recommend it. Reviewed on: 17th June 2021

Fast and reliable

5
Been a pleasure working with Rate setter . They have exceeded my expectations. I would definitely recommend them . Reviewed on: 17th June 2021

Excellent service

5
I have dealt with this company twice now and have been more than happy with the service and rates provided. Reviewed on: 17th June 2021

Simple and easy

5
Super happy with Ratesetter, they borrowed me the money quick and easy and with very easy access to my loan. Very satisfied. Reviewed on: 17th June 2021

quick easy great service

5
So simple to apply and a quick decision. Great service, will recommend to friends Reviewed on: 17th June 2021

Easy and straightforward

4
Easy and straightforward, with good online support and website Reviewed on: 17th June 2021

Ratesetter has always been there.

5
Ratesetter has always provided help when I most needed it...And promptly with no fuss!...A simple application and it's done!.. I would always recommend Ratesetter for a great professional service. Reviewed on: 17th June 2021

Great service

5
Fantastic service really helped me when I needed it Reviewed on: 17th June 2021

excellent service - quick and easy

5
I applied for a loan and they were very helpful and answered my questions competently and I got the loan I needed within minutes Reviewed on: 17th June 2021

First Class Service

5
I would highly recommend RateSetter if you need a loan. They have been a lifesaver for me!!! A very user friendly website. Thank you so much RateSetter Reviewed on: 17th June 2021

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