UK money news stories - 17 September 2025

State pension likely to rise by 4.7% in April

The 13 million people receiving the state pension are likely to get a £500 boost to their state pension next year, under the ‘triple lock’ rules. The lock means the state pension is pushed up each year by either 2.5%, inflation, or average earnings growth - whichever is the highest figure.

Wealthy parents rush to give children their assets as tougher UK inheritance tax rules loom

With the Government looking at ways to tighten gifting rules, experts say there’s been a rise in rich families starting to give away assets and sign over parts of their businesses - far earlier than they thought they would. 

First-time buyers offered 2% deposit mortgage - but those using Bank of Mum and Dad are BANNED

Newcastle Building Society has launched a new mortgage called First Step, which allows first time buyers to borrow between £96,000 and £350,000 with a 2% deposit of at least £5,000. The catch? All the money must come from the borrower’s own savings.

Inflation stays at 3.8%

Inflation is the increasing cost of goods and services over time. While the overall rate of inflation might have stayed at 3.8%, it doesn’t mean prices have stayed the same. We’ve explained how inflation works, where prices are rising fastest and whether you can still get inflation-busting savings rates.

Students heading to university warned about key scams targeting young adults

With a new influx of students leaving home for the first time, experts are warning them to be mindful of scams. And Be Clever With Your Cash’s deputy editor, Amelia Murray, has offered some brilliant tips to help protect young people from being targeted.