Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page

Scottish Building Society reviews

Scottish Building Society Logo
Rated Excellent 4.89/5

Scottish Building Society reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Excellent based on 3,840 product reviews

Average score of 4.89/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended negatively over the past 90 days

Scottish Building Society really shines with its friendly, helpful staff and the personal touch of local branches, which many find reassuring and easy to deal with. The savings products are generally well explained and competitive, though some feel the interest rates could be better. Online services and digital processes often frustrate users, especially with ISA transfers and account management, and there’s a strong wish for more branches and improved digital tools.

Positive themes

  • Scottish Building Society’s staff are consistently friendly, helpful, and professional.
  • The personal service and face-to-face contact at Scottish Building Society branches is much appreciated.
  • Scottish Building Society’s ISA and savings account staff provide clear advice and helpful support.

Negative themes

  • The online system is often confusing and not user-friendly for Scottish Building Society savers.
  • Interest rates at Scottish Building Society are sometimes seen as uncompetitive or too low.
  • Fewer branches and limited local access frustrate many Scottish Building Society customers.
Summarised by AI
Was this helpful?

About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
Visit provider website

Reviews for Scottish Building Society

Showing 11 of 3840 company reviews Last reviewed within 7 days

Very affirming.

Savings 11th May 2026

Very affirming. I talked to Shirley and she was most helpful. We completed my updating of my savings account and all is in good order.... Very affirming. I talked to Shirley and she was most helpful. We completed my updating of my savings account and all is in good order. I really don’t think I can say anymore. Read more Read less

Verified source
Rated Excellent 5/5
Read more product reviews

Helpful staff member in Inverness

Savings 11th May 2026

We were assisted by Shirley today,she was so helpful and professional

Verified source
Rated Excellent 5/5
Read more product reviews
  • 5/5

    Always a friendly face and prompt service from Audrey

    Always a friendly face and prompt service from Audrey

    Savings
    Verified source 11th May 2026
  • 5/5

    I have nothing but excellent service from the Scotti...

    I have nothing but excellent service from the Scottish Building Society. Audrey Smith is always on hand to answer any queries I have, helpfully and promptly. She’s the best!

    {"display":"Sara B","full_name":"Sara B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Sara B 10th May 2026
  • 3/5

    Problem setting up online account.

    Problem setting up online account. Created account OK but ID + activation code letter didn't arrive. Emailed SBS and got letter sent again. Initial ogin... Problem setting up online account. Created account OK but ID + activation code letter didn't arrive. Emailed SBS and got letter sent again. Initial ogin failed, so reset password and still failed. Found SBS contact phone on web (no contact on login page) spoke to June Mitchell - patiently checked my details + activation code, activated account for me, checked ID (missing last digit - human error!). Login with correct ID now worked, problem solved. Read more Read less

    {"display":"jeffrey d","full_name":"jeffrey d","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    jeffrey d 9th May 2026
  • 5/5

    Katie- Troon was very helpful and very friendly res...

    Katie- Troon was very helpful and very friendly resolved my issue right away.

    {"display":"Linda G","full_name":"Linda G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Linda G 8th May 2026
  • 5/5

    Really great service

    I had an issue with my ISA but Sophie sorted everything quickly. She took away all my concerns and I left very happy

    Savings
    Verified source 8th May 2026
  • 5/5

    Great service

    So very helpful and knowledgable. June certainly knew all the products and was able to explain each one do we could make a sensible decision.

    Savings
    Verified source 8th May 2026
  • 5/5

    Extremely helpful and very patient

    A massive thank you to June Mitchell who was extremely patient whilst helping me with an issue with my account !

    {"display":"Michael Y","full_name":"Michael Y","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Michael Y 8th May 2026
  • 5/5

    Friendly service from Natalie, really helpful as always

    Friendly service from Natalie, really helpful as always

    Savings
    Verified source 8th May 2026
  • 5/5

    I was served by Kaia in the Frederick street branch...

    I was served by Kaia in the Frederick street branch today, she was helpful and polite which made all the difference.

    Savings
    Verified source 8th May 2026

    Products from Scottish Building Society

    Showing all products offered by Scottish Building Society

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice