Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page

Scottish Building Society reviews

Scottish Building Society Logo
Rated Excellent 4.88/5

Scottish Building Society reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Excellent based on 3,767 product reviews

Average score of 4.88/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended positively over the past 90 days

Scottish Building Society really shines with its friendly, helpful staff and the personal touch of local branches, which many find reassuring and easy to deal with. The savings products are generally well explained and competitive, though some feel the interest rates could be better. Online services and digital processes often frustrate users, especially with ISA transfers and account management, and there’s a strong wish for more branches and improved digital tools.

Positive themes

  • Scottish Building Society’s staff are consistently friendly, helpful, and professional.
  • The personal service and face-to-face contact at Scottish Building Society branches is much appreciated.
  • Scottish Building Society’s ISA and savings account staff provide clear advice and helpful support.

Negative themes

  • The online system is often confusing and not user-friendly for Scottish Building Society savers.
  • Interest rates at Scottish Building Society are sometimes seen as uncompetitive or too low.
  • Fewer branches and limited local access frustrate many Scottish Building Society customers.
Summarised by AI
Was this helpful?

About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
Visit provider website

Reviews for Scottish Building Society

Showing 11 of 3767 company reviews Last reviewed within 7 days

The duo in Inverness are an absolute pleasure

Savings 20th April 2026

The duo in Inverness are an absolute pleasure

Verified source
Rated Excellent 5/5
Read more product reviews

Cara was so patient with me whilst I was in the branch.

Savings 20th April 2026

Cara was so patient with me whilst I was in the branch. She told me all I needed to know and stayed pleasant throughout even though I had many questions

Verified source
Rated Excellent 5/5
Read more product reviews
  • 5/5

    Good range of saving options and staff are friendly...

    Good range of saving options and staff are friendly and helpful both in person and on the phone. A recent telephone query about ISAs answered... Good range of saving options and staff are friendly and helpful both in person and on the phone. A recent telephone query about ISAs answered quickly and clearly by a very helpful and personable staff member. Read more Read less

    {"display":"Gerry G","full_name":"Gerry G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Gerry G 20th April 2026
  • 5/5

    very helpful

    Not too long to be answered. Audrey spoke clearly and was extremely helpful explaining the answers to my questions - everything was sorted out in a straightforward way.

    {"display":"Nel","full_name":"Nel","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Nel 20th April 2026
  • 5/5

    Helpful and knowledgeable staff!

    Helpful and knowledgeable staff! Comfortable seats and privacy appreciated:

    Savings
    Verified source 20th April 2026
  • 5/5

    Natalie was very impressive, so quick and efficient...

    Natalie was very impressive, so quick and efficient helping me sort out my issue

    Savings
    Verified source 20th April 2026
  • 5/5

    Any time I visit they have been very helpful.

    Any time I visit they have been very helpful. Audrey was friendly and gave me good advice. She recommended that I attend an open day... Any time I visit they have been very helpful. Audrey was friendly and gave me good advice. She recommended that I attend an open day where I would get advice on inheritance tax Read more Read less

    Savings
    Verified source 20th April 2026
  • 5/5

    Always there for us.We are always made welcome.

    We are always made welcome. Staff know their business and can always answer our questions. They will provide important information to help us to reachthe... We are always made welcome. Staff know their business and can always answer our questions. They will provide important information to help us to reachthe right decisions. Always with a smile. Read more Read less

    Savings
    Verified source 17th April 2026
  • 5/5

    Great to deal with on the phone.

    Great to deal with on the phone. 10/10 Amy

    Mortgages
    Verified source 17th April 2026
  • 5/5

    Cheery and informative Amy was a delight to chat to...

    Cheery and informative Amy was a delight to chat to today and I would recommend the society to anyone looking for savings served with a personality

    Mortgages
    Verified source 17th April 2026
  • 5/5

    Very attentive and helpful staff member

    Very attentive and helpful staff member

    Savings
    Verified source 17th April 2026

    Products from Scottish Building Society

    Showing all products offered by Scottish Building Society

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice