Smart Money People Logo

Voting in the British bank awards 2026 is open - Vote here

Share this page

Scottish Building Society reviews

Scottish Building Society Logo
Rated Excellent 4.88/5

Scottish Building Society reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Excellent based on 3,679 product reviews

Average score of 4.88/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended positively over the past 90 days

Scottish Building Society really shines with its friendly, helpful staff and the personal touch of local branches, which many find reassuring and easy to deal with. The savings products are generally well explained and competitive, though some feel the interest rates could be better. Online services and digital processes often frustrate users, especially with ISA transfers and account management, and there’s a strong wish for more branches and improved digital tools.

Positive themes

  • Scottish Building Society’s staff are consistently friendly, helpful, and professional.
  • The personal service and face-to-face contact at Scottish Building Society branches is much appreciated.
  • Scottish Building Society’s ISA and savings account staff provide clear advice and helpful support.

Negative themes

  • The online system is often confusing and not user-friendly for Scottish Building Society savers.
  • Interest rates at Scottish Building Society are sometimes seen as uncompetitive or too low.
  • Fewer branches and limited local access frustrate many Scottish Building Society customers.
Summarised by AI
Was this helpful?

About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
Visit provider website

Reviews for Scottish Building Society

Showing 11 of 3679 company reviews Last reviewed within 7 days

The Friendliest Building Society

Savings 1st April 2026

I like the friendly service from the staff in Galashiels. They're always happy to help me and greet me by name when I visit the... I like the friendly service from the staff in Galashiels. They're always happy to help me and greet me by name when I visit the branch. Lorraine was excellent yesterday, taking the time to ask how I was before efficiently dealing with my requests. Read more Read less

Verified source
Rated Excellent 5/5
Read more product reviews

Our visit to Troon Branch

Savings 1st April 2026

We were given an appointment that suited our timescale very quickly. At the branch we were warmly welcomed by both girls and dealt with extremely efficiently.

Verified source
Rated Excellent 5/5
Read more product reviews
  • 5/5

    I was greeted over the telephone by a lady called Ju...

    I was greeted over the telephone by a lady called June what a pleasure it was dealing with a friendly human and not a robot... I was greeted over the telephone by a lady called June what a pleasure it was dealing with a friendly human and not a robot and it took seconds for my call.to be answered..this is not heard of in our modern day..thank god there is still an organisation put there that values people and humans Read more Read less

    Savings
    Verified source 1st April 2026
  • 5/5

    Positive polite knowledge I was served by Abbie

    Positive polite knowledge I was served by Abbie

    Savings
    Verified source 1st April 2026
  • 5/5

    Attended to by a new member of staff in Edinburgh wh...

    Attended to by a new member of staff in Edinburgh who was very polite and helpful always great and attentive in this branch

    Savings
    Verified source 1st April 2026
  • 5/5

    Great service for Lorraine in gala.

    Great service for Lorraine in gala..what a pleasant lady and very helpful

    Savings
    Verified source 1st April 2026
  • 5/5

    Troon branch is excellent.

    Troon branch iscexcellent. Dawn dealt with me today, very professional great service. Always willing to help & extremely friendly. All staff in Troon are great

    Savings
    Verified source 1st April 2026
  • 4/5

    Very personal and helpful experience.

    Very personal and helpful experience.

    Savings
    Verified source 1st April 2026
  • 5/5

    Good customer service

    Very nice, very good and easy to talk to and good at job

    Savings
    Verified source 1st April 2026
  • 5/5

    Good customer service

    Very nice, very good and easy to talk to and good at job

    Savings
    Verified source 1st April 2026
  • 5/5

    I came into get my interest updated and do a transfe...

    I came into get my interest updated and do a transfer, Kaia helped me very quickly and although it was busy she took the time... I came into get my interest updated and do a transfer, Kaia helped me very quickly and although it was busy she took the time to ask me to come to your event in May which I really appreciated. Read more Read less

    Savings
    Verified source 1st April 2026

    Products from Scottish Building Society

    Showing all products offered by Scottish Building Society

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice