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Scottish Building Society reviews

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Rated Excellent 4.86/5

Scottish Building Society reviews

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Last reviewed within 7 days

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Customer Satisfaction Champion

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Review summary

People rate this company as Excellent based on 3,316 product reviews

Average score of 4.86/5
5 star
89%
4 star
10%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended negatively over the past 90 days

Scottish Building Society shines with its friendly, helpful staff and clear, personal service that makes banking feel human. People love the face-to-face access and find the mortgage and ISA processes straightforward when supported by staff. However, many find the interest rates on savings and ISAs a bit low and wish for better online services, including apps and easier transfers. Branch hours and postal delays also cause some frustration.

Positive themes

  • Scottish Building Society staff are friendly, helpful, and make banking personal and easy.
  • People appreciate Scottish Building Society’s clear communication and helpful mortgage service.
  • Opening ISAs and savings accounts with Scottish Building Society is straightforward with friendly help.

Negative themes

  • Interest rates on savings and ISAs are often seen as too low compared to competitors.
  • Online services and digital processes are outdated and frustrating for many users.
  • Branch opening hours and postal delays cause inconvenience and frustration for some customers.
Summarised by AI
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About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
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Reviews for Scottish Building Society

Showing 11 of 3316 company reviews Last reviewed within 7 days

Great Service

Mortgages 24th December 2025

The Customer Service Team are very efficient, friendly and do everything they can to make things pleasant and easy.

Rated Excellent 5/5
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Remote application for Regular Saver

Savings 9th December 2025

I was delighted with Customer Service explaining how the application form could be downloaded then emailed for which Shirley of Inverness deserves considerable praise. Natalie... I was delighted with Customer Service explaining how the application form could be downloaded then emailed for which Shirley of Inverness deserves considerable praise. Natalie took over when it came to depositing my cheque with the opening balance (that had to be sent via Royal Mail. Once this had been presented, my sincere thanks are due to Loraine (one R) for advising me of my new account number whilst the Welcome Pack was on its way, and when I needed some help, for talking me through the online registration process. Read more Read less

{"display":"AJB","full_name":"AJB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
AJB
Rated Excellent 5/5
Read more product reviews
  • 5/5

    Transferring my current maturing fixed ISA

    My query related to transferring my current - maturing fixed ISA into the new E-ISA issue 92. I telephoned and spoke to Katie McKnight who... My query related to transferring my current - maturing fixed ISA into the new E-ISA issue 92. I telephoned and spoke to Katie McKnight who was able to guide me through what was needed in a calm, clear and reassuring manner. Read more Read less

    {"display":"John C","full_name":"John C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    John C 9th December 2025
  • 5/5

    1st class service , very helpfpatwith m...

    1st class service , very helpful and patience with my questions

    {"display":"Michael Y","full_name":"Michael Y","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Michael Y 8th December 2025
  • 5/5

    Pleasant , efficient, knowledgable staff.

    Pleasant , efficient, knowledgable staff. Prompt action & answers to queries

    {"display":"Loyalty","full_name":"Loyalty","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Loyalty 4th December 2025
  • 5/5

    A social community experience.

    It is lovely to deal face to face with real people - a social community experience where it seems there is friendship and loyalty. The... It is lovely to deal face to face with real people - a social community experience where it seems there is friendship and loyalty. The interest rates are pretty good also. For all of this and more is why SBS has my savings and my bank does not. Thank you SBS. Read more Read less

    {"display":"David","full_name":"David","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    David 3rd December 2025
  • 5/5

    Easy, quick, efficient

    Really easy account opening process.

    Savings
    Verified source 28th November 2025
  • 5/5

    In branch service review

    Efficient staff in the branch who made it a good experience.

    Savings
    Verified source 28th November 2025
  • 5/5

    Informative, considerate, courteous

    Local, Scottish, you can get to a branch. Nice to deal with people.

    Savings
    Verified source 28th November 2025
  • 5/5

    Informative, insightful, knowledgeable

    Great experience and looking forward to the fraud event.

    Savings
    Verified source 28th November 2025
  • 5/5

    Very friendly staff indeed

    Cannot think of any improvement needed.

    Savings
    Verified source 28th November 2025

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