Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page

Scottish Building Society reviews

Scottish Building Society Logo
Rated Excellent 4.88/5

Scottish Building Society reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Excellent based on 3,717 product reviews

Average score of 4.88/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended positively over the past 90 days

Scottish Building Society really shines with its friendly, helpful staff and the personal touch of local branches, which many find reassuring and easy to deal with. The savings products are generally well explained and competitive, though some feel the interest rates could be better. Online services and digital processes often frustrate users, especially with ISA transfers and account management, and there’s a strong wish for more branches and improved digital tools.

Positive themes

  • Scottish Building Society’s staff are consistently friendly, helpful, and professional.
  • The personal service and face-to-face contact at Scottish Building Society branches is much appreciated.
  • Scottish Building Society’s ISA and savings account staff provide clear advice and helpful support.

Negative themes

  • The online system is often confusing and not user-friendly for Scottish Building Society savers.
  • Interest rates at Scottish Building Society are sometimes seen as uncompetitive or too low.
  • Fewer branches and limited local access frustrate many Scottish Building Society customers.
Summarised by AI
Was this helpful?

About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
Visit provider website

Reviews for Scottish Building Society

Showing 11 of 3717 company reviews Last reviewed within 7 days

Lovely Cara - great service

Savings 10th April 2026

I visited the Aberdeen branch at a very busy point of the day however, Cara was like a ray of sunshine on a cloudy day.... I visited the Aberdeen branch at a very busy point of the day however, Cara was like a ray of sunshine on a cloudy day. She dealt with each customer promptly and efficiently and was warm and welcoming throughout. Read more Read less

Verified source
Rated Excellent 5/5
Read more product reviews

Great customer service Cara was very helpful

Savings 10th April 2026

Great customer service Cara was very helpful

Verified source
Rated Excellent 5/5
Read more product reviews
  • 5/5

    Kaia was helpful today, the staff in Edinburgh are a...

    Kaia was helpful today, the staff in Edinburgh are always very friendly. Which makes it a good experience.

    Savings
    Verified source 10th April 2026
  • 5/5

    The staff in Edinburgh have been excellent in helpin...

    The staff in Edinburgh have been excellent in helping me with my accounts.

    Savings
    Verified source 10th April 2026
  • 5/5

    First class service

    Excellent service today from Gerard. I called in to Glasgow branch around lunchtime and had a few things to take care of. Never felt rushed... Excellent service today from Gerard. I called in to Glasgow branch around lunchtime and had a few things to take care of. Never felt rushed and everything dealt with professionally. Have already recommended Scottish Building Society to friends. Read more Read less

    Savings
    Verified source 9th April 2026
  • 5/5

    Fast and clear response.

    Fast and clear response. Met all my requirements

    {"display":"Rosemary L","full_name":"Rosemary L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Rosemary L 9th April 2026
  • 5/5

    Our appointment was on time, and Rachel at the Glasg...

    Our appointment was on time, and Rachel at the Glasgow branch was excellent with our appllications.

    Savings
    Verified source 9th April 2026
  • 5/5

    Queries regarding ISAs

    I telephoned today for information regarding a maturing ISA. I spoke with Audrey Smith. There was no waiting time on answering my call. The lady... I telephoned today for information regarding a maturing ISA. I spoke with Audrey Smith. There was no waiting time on answering my call. The lady was polite, confident and approachable and there was no hesitation in getting the information I needed. I commend your staff and services. Thank you, Read more Read less

    {"display":"Alexis B","full_name":"Alexis B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Alexis B 9th April 2026
  • 5/5

    Good interest rates and branch is handy to get to...

    Good interest rates and branch is handy to get to

    Savings
    Verified source 9th April 2026
  • 5/5

    I had occasion to contact Scottish Building Society...

    I had occasion to contact Scottish Building Society to gather information re interest received for tax year25/26. Natalie in the Inverness branch was super helpful... I had occasion to contact Scottish Building Society to gather information re interest received for tax year25/26. Natalie in the Inverness branch was super helpful ,friendly and professional. It was an absolute pleasure to deal with customer services who care about the customers. Read more Read less

    {"display":"sandra a","full_name":"sandra a","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    sandra a 9th April 2026
  • 5/5

    Would not go anywhere else.

    Would not go anywhere else. Rachel the advisor was excellent, polite and courteous, nothing was too much bother. Explanations were understandable without any jargon.

    Savings
    Verified source 9th April 2026

    Products from Scottish Building Society

    Showing all products offered by Scottish Building Society

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice