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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Credit Union Review

5
I've been with Credit Union for quite a few years now. I've had numerous loans from them. The staff are Friendly and professional. I Love the fact that you can pay back your loan whole also adding savings to your account. I save every year for Christmas. It has helped me out immeasurable. The loan rates are really affordable too. Reviewed on: 17th July 2022

excellent service and always helpful

5
sheffield credit union have the most amazing staff always try to help at all times and so frendly they are are pleasant and need to be recognized for the good work for people who are needing help. Reviewed on: 17th July 2022

Recommend to everyone

5
Sheffield Credit Union enables me to save through payroll deduction. This means I save before salary hits my bank so I don't miss it as such. I've also taken a loan with them and been able to pay via salary which is a fantastic service. The employees I have spoken with have always been helpful, friendly and supportive so happy to recommend Reviewed on: 17th July 2022

Amazing

5
Amazing company have helped so much and l9vely helpful staff would use again Reviewed on: 17th July 2022

Excellent

5
Had a loan. Money was in bank within the hour Save money from wages so dont miss it Reviewed on: 17th July 2022

Best places for loans and savings!

5
I’ve never took out a loan but I plan to and I’ve been with these guys now 2 years and I love them, great for saving as well! And the interest rate is low and every loan! Reviewed on: 17th July 2022

Excellent and speedy customer service

5
Very helpful, professional and friendly staff; queries dealt with very quickly. Great savings incentives as well. Reviewed on: 17th July 2022

Easy and affordable

5
Not only do they offer affordable loans you also have the option to save what ever you can afford. The application form is quick and easy and also get the option to sign your loan agreement thru email so saves you have to go into the office Reviewed on: 17th July 2022

Wonderful

4
Credit union is the best I recommend it to everyone Reviewed on: 17th July 2022

Great and speedy service

5
I have applied for loans with Sheffield credit union on a few occasions and the process was simple and easy to understand. They came back to me quicker thank i anticipated with a decision. I had a smooth process from start to finish. Highly recommended and the staff are great and really friendly. Thanks Nabila Lungeni Reviewed on: 17th July 2022

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