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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2719 reviews)

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4.93

Based on 2,719 reviews, last reviewed 6th Mar 2026

17% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Absolutely amazing and affordable

Been with credit union for a few years now and it's always straight forward and fast and reliable Reviewed on: 15th June 2022

Brilliant service

I do most of my business online but the staff are always so willing to help you. Reviewed on: 15th June 2022

Very helpful staff

Always willing to help and to explain options and help with managing finance. Reviewed on: 15th June 2022

Love it

Affordable pay backs and lovely customer service Reviewed on: 15th June 2022

Low credit score? No problem!

When other loan companies said no, they said yes with no unfair refusals. I knew I could easily afford to repay the loan, and that was made simpler by linking my account to my workplace pay slip. Sheffield credit union have been a huge help when I needed financial support. A simple application process and my money was made available within days. I recommend them to anyone! Reviewed on: 15th June 2022

Excellent service and best lenders

Would recommend to friends and family Reviewed on: 15th June 2022

An absolute life line-AMAZING

Credit union has helped me gain control of my finances completely. I am able to save weekly which I have never been able to previously. All the staff are very helpful and respond quickly to emails. The website is simple and easy to navigate. Their loan process is brilliant and offer affordable payments. Sheffield credit union has got me on the right track to managing my money and helped me out in desperation when I have needed a loan. Been part of Sheffield credit union feels like been part of a family almost. I could not recommend Sheffield credit union enough. Thank you so much once again! Reviewed on: 15th June 2022

They help people live well

I'm happy to save to support SCUhelp other Reviewed on: 15th June 2022

We were former Rothersave Credit Union Members.

My wife had worked for Rothersave Credit Union and I had been a board member. We moved to live in Tenerife, but continue to be online members of Sheffield Credit Union. We are savers with the hope of helping others understand the benefits of saving with a Credit Union. Our online involvment runs smoothly and if we need to talk to anyone in Sheffield we have always received polite and helpful support. Reviewed on: 15th June 2022

Friendly and helpful with your finances

I use the credit union to save for a rainy day, and every time I have to deal with the staff they're always friendly and helpful, and that matters a lot to me. Unlike a bank, where the staff seem to be forced to follow a script, being a member of Sheffield Credit Union feels a bit like being in a big extended family. Reviewed on: 15th June 2022

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