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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Quick response

5
Very easy to apply . Usually get a response within a couple of days. Staff very helpful & friendly Reviewed on: 3rd June 2022

Great for borrowing money

5
Been saving and borrowing with these companies for 30 years Reviewed on: 2nd June 2022

Efficient and friendly

5
Always willing to help and will go the extra mile if required. Superb service Reviewed on: 2nd June 2022

Excellent service

5
SCU always deal with my requests promptly. I haven’t used their loan service but I am very satisfied with their other service. They deserve to win so that their hard work is acknowledged. Reviewed on: 2nd June 2022

Highly recommended

5
If it wasn’t for credit union wholst I was homeless in Sheffield I don’t k ow where u would be they are my life line still to this day also my identification as I don’t have photo I.d but have been a member of credit union for 20 years Reviewed on: 2nd June 2022

Understanding and Professional

5
They take each person as an individual and try to find a way to successfully help them. Whist enabling them to learn how to save and borrow in a responsible way. Reviewed on: 2nd June 2022

Good interest rates

4
The interest rates are very beneficial and are not too high which helps me. Reviewed on: 2nd June 2022

Fantastic staff

5
Been with these for about 15 years great staff always happy to help when needed thank you Reviewed on: 2nd June 2022

HAPPY CUSTOMER

5
Sheffield Union are always there for you when you need them most and they never say NO they will always accomodate you and help you when you are desperate Reviewed on: 2nd June 2022

Great help for employees

5
In these difficult times it is good to be able the services of an ethical loan and savings provider to our employees. Sheffield Credit Union offers an excellent service and works closely with our Payroll Department. Fabulous all round. Reviewed on: 2nd June 2022

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