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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

My only help whilst fighting the pandemic

Throughout the pandemic I was financially stressed. When banks shut I had no idea what else was available because the word Lockdown and shut were used too much. I panicked and started to minimise what to buy, prioritising kids food because I said to my self if I have to die with hunger atleast I should make sure my kids have enough to eat and not ME. In June 2020, I had 20 left mid month, I was panicking, out of work what do indp? My friend mention credit union, I laughed as I knew everything was shut due to the pandemic. She forced me to ring credit union and get a loan. I rung the number only to realise I had savings. This phone call was the bridge between starvation and death. I 'm glad CREDIT UNION were there, PHONE CALLS AND EMAILS. I CPULD NEVER THANK YPU ENOUGH Reviewed on: 9th June 2021

Very good

We love saving with credit union it very good for service and helping people with saving and loans Reviewed on: 9th June 2021

Best

Credit union as always help me in my time of need. Reviewed on: 9th June 2021

Affordable loans

I love credit union as I see it as a life line sometimes when I am in need. I can save money and quite often do And withdraw it as I please as well as apply for an affordable loan From credit union for bigger expenses such as towards a holiday, kids clothing and shoes or even an unexpected bill that needs paying. I would highly recommend credit union if you are needing an affordable, fair loan. It is also quick and easy to apply and you often get a quick decision and if accepted, you can have your loan within a few hours which is brill! Reviewed on: 9th June 2021

Easy, trustworthy way to save money

I have been using credit union as a safe place to save money for a couple of years now. Once an account is set up, the online services are extremely easy to use, and log in is very secure. I like that I can have a withdrawal password different to my log in password, to add that bit extra safety. Withdrawal requests are quick to make, and the time frame given for the withdrawal to make it into your account is always accurate and reliable. Telephone services are there if you need support, but opening times can be limited. With that being said, you have the option to leave a message for someone to call you back. I have done this a couple of times and always had a call back the same day. Overall I cannot fault the sheffield credit union and would not hesitate to recommend this service to anyone who is looking to either save or perhaps loan some money. Thank you! Reviewed on: 9th June 2021

Happy customer

I have found Sheffield Credit Union faultless in any of my dealings with them. Applying for a loan could not be more simple. Also due to covid I had a 3 month period when I was struggling, as my wages dropped by a third. I had amazing help through this difficult time and am very thankful to them for this. Reviewed on: 9th June 2021

fantastic people

credit union have helped me so much Reviewed on: 9th June 2021

Great XX

Quick reliable and easy way to get funds and pay back Reviewed on: 9th June 2021

I have happy with Sheffield credit union

I have be with credit union for years when I retire I went to Sheffield credit union i they help me with i loans Reviewed on: 9th June 2021

Always top class

I have been a saver with the Sheffield Credit Union for a number of years now and do not have a bad word to say about them. Always pleasant to deal with and always extremely helpful and always, Top Class. Would thoroughly recommend them and have done many times. Reviewed on: 9th June 2021

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