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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2718 reviews)

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4.93

Based on 2,718 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Good service Loans given when need be

Good servicel oans given when needs be Reviewed on: 8th April 2025

I have been able to resolve some financial need with...

I have been able to resolve some financial need with the help of SCU loan in a short time, this has helped me in a great way Reviewed on: 8th April 2025

I've Always had great experiences, I have been with...

I've Always had great experiences, I have been with credit union for nearly 20 years and never had a problem Reviewed on: 8th April 2025

Soon to be debt free.

I have been able to get my finances back in order, I have nearly paid off and no longer have to rely on credit cards, no longer in arrears with mortgage, council tax or water rates. I can finally see a light at the end of the tunnel. Reviewed on: 8th April 2025

Credit union helps so much.

Credit union helps so much. They are lovely people Reviewed on: 8th April 2025

Amazing, helping all families including the ones wit...

Amazing, helping all families including the ones with benefits, always helped us around Christmas and made sure our children had the best day. Also loaned for holidays and home improvements! Wouldn’t choose anyone else. Reviewed on: 8th April 2025

SCU three-click loan process (apply-submit-get)

The process of requesting for the loan to fruition is transparent, seamless and reasonably fast, and adequate feedback is gotten on stages of loan application processes, with justification provided for the decisions made at these stages. The engagement and notification via several channels is top notch. Please keep it up. Reviewed on: 7th April 2025

Helpful staff who keep you updated and you can save...

Helpful staff who keep you updated and you can save whilst you pay off your loan Reviewed on: 7th April 2025

Didn't get loan eligible always nice phone

Didn't get loan eligible always nice phone Reviewed on: 7th April 2025

Needed the money to buy a replacrment

My disability scooter had burnt out and I needed the money to buy a replacement, I approached my bank who I have been with for several years but to no avail and I was desperate because I struggle with walking a long way and I contacted Sheffield credit union for a loan and they were happy to let me go ahead and I have not missed a single payment either. Reviewed on: 7th April 2025

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