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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2718 reviews)

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4.93

Based on 2,718 reviews, last reviewed 12th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Financial discipline

My last loan was initially turned down because of poor financing standing, I was advised to try after two months. Worked very hard within the two months on my financial discipline, after two months I reapplied and was offered the loan. Reviewed on: 12th April 2024

Sheffield credit is absolutely brilliant!

Sheffield credit is absolutely brilliant, the friendly staff explain everything in detail to you when you take out any plans or want savings in place. They are very knowledgeable and understand not everyone's situations are the same or easy. The repayments to loans are simple and easy to make and don't cost a fortune. Would recommend to anyone. Reviewed on: 12th April 2024

I had a good experience from the staff and the servi...

I had a good experience from the staff and the service I got ,this was swift and they exceeded expectation Reviewed on: 12th April 2024

Excellent service developed

Excellent service developed thanks to credit union Reviewed on: 12th April 2024

I have been a customer for many years and I have nev...

I have been a customer for many years and I have never had a bad experience there are very good Reviewed on: 12th April 2024

friendly staff

been with them 20+years always helpful fast and friendly Reviewed on: 12th April 2024

I’ve ad credit union for years and they don’t allow...

I’ve ad credit union for years and they don’t allow me to have loans all time when I need them I’ve never missed a payment Reviewed on: 12th April 2024

Service I received from Sheffield Credit Union

I was able to take out a loan of a reasonable size with a loan term suitable for me. The interest rate was great and I was able to have a deduction straight from my wages, so I didn’t have to worry about the repayments. I was given a decision quickly and I was able to sign online. It is an added extra that their loans are assessed by real people and not a computer, as it gives everyone a chance. Reviewed on: 12th April 2024

Clear communication, good advertisement and guarantee

Their service is so fast than ever once I applied for loan I received straight away without any problem. Reviewed on: 12th April 2024

Excellent

I've been with credit union for 5 years now and always been spot on. If I've ever needed assistance they've always helped me quickly and politely. I use them for both loans and savings and I will remain with them till I don't need them any more. Reviewed on: 12th April 2024

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