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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simply The Best

5
From beginning to end, very easy to open an account, great rates, very satisfied customer. Reviewed on: 26th January 2024
FLO's avatar
FLO

1st time

4
It is my 1st experience of using smart save however the process of transferring funds was very straightforward. Reviewed on: 26th January 2024
HH's avatar
HH

Hassle free saving

5
Easy to open an account. Easy to navigate the site. Does what it says on the tin Reviewed on: 26th January 2024
Suzson's avatar
Suzson

Transaction was very easy from start to finish I am...

5
Transaction was very easy from start to finish I am looking forward to receiving my investment and profits and I will certainly be investing again Reviewed on: 26th January 2024
Stephen W's avatar
Stephen W

Simple and effective, what more could you want

5
Simple and effective, what more could you want Reviewed on: 26th January 2024
Fiona B's avatar
Fiona B

After depositing my money I haven't had any contact...

4
After depositing my money I haven't had any contact with smart bank, but haven't felt the need to. Reviewed on: 26th January 2024
Lisa w's avatar
Lisa w

A must have

5
The process was very quick and easy. The rate was great…for me it was a no brainer! Reviewed on: 26th January 2024
Gemma P's avatar
Gemma P

Easy to invest

5
All went smoothly, no problems so far. Reviewed on: 26th January 2024
Julienne Arden-Rose's avatar
Julienne Arden-Rose

Makes everything very easy

5
Very easy to save and manage, and also to transfer money to new account on maturity. Competitive interest rates. Reviewed on: 26th January 2024
ALB's avatar
ALB

Top provider for interest rates.

5
Smartsave have always been a good provider of top interest rates for my savings and consistently beat others l used to invest with. Reviewed on: 26th January 2024
Gavin w's avatar
Gavin w

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